Trading closed — opens 09:00 CAT next business day
Zambia · USDT OTC Trading Desk

Buy and sell USDT the simple way.

A registered VASP serving Zambia. Bank transfer, mobile money or cash — 2% either way. We can also transfer USD to USD or local currency bank accounts (subject to T&Cs regarding the Bank of Zambia foreign currency directive). USD rates are indicative. Payments confirmed before 14:00 CAT settle the same business day.

ZMW
Zambia Only
TRC-20
Fast Settlement
09:00–15:30
Trading Hours CAT

Crypto Conversion Calculator

Instant USDT quote in 4 quick steps
Live
🏦 Bank & mobile money ±2% 💵 Cash ±2% 🇺🇸 USD bank & cash Indicative
Step 1 of 4
Do you want to buy or sell USDT?
Pick the one that matches what you have right now.

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⚠️ Public scam warning

Watch out for the "cash on the table" crypto scam

Crypto buyers and sellers in Zambia are being targeted by scammers, often messaging from Hong Kong (+852) numbers. The scammer sits in the middle of two real people, a buyer and a seller, and sets up a meeting between them in a public place such as a café, mall or car park.

A real message being sent: “After you meet my agent at the cafe, he will place the cash on a table visible to both parties, allowing you to verify the amount and authenticity of the cash.”
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How it works

  1. The scammer tells the buyer that the person they will meet is the scammer's agent.
  2. He tells the seller the same thing: the person at the table is his agent.
  3. He warns both of them not to discuss rates with each other, so neither finds out they were quoted different deals.
  4. The cash goes on the table and the seller sends the coin, but to the scammer's wallet.
  5. The scammer switches off his phone. The buyer and seller are left arguing over the cash, and the coin is gone for good.
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Red flags

  • A high rate or commission. Anything more than 3% is a serious red flag.
  • Being told "don't discuss the rate with my agent".
  • Foreign numbers, especially +852.
  • A meeting with a stranger in a café or car park.
  • Pressure to close the deal today.
  • Being asked to send crypto before the money is in your account.
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Middlemen, take note

Many local middlemen are contacted by scammers posing as foreign buyers or sellers. Because the deal is face-to-face, it feels safe, so they push hard for it to go ahead without realising both sides are being played. If you are arranging a deal for someone else, stop and check it first.

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The robbery risk

Sometimes the deal is called off after the cash has been shown and counted in public. By then, people around you know you are carrying a large amount of cash, and you can be robbed on the way back. Don't carry large sums of cash to meet strangers.

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Protect yourself

If you meet someone, talk to them openly: confirm the amount, the rate and where the coin is going. Never send crypto just because you've seen cash on a table. Only release USDT once funds have cleared into your own account. Deal only with verified, registered providers. If in doubt, walk away.

How we trade: we only pay or receive funds from clients who have completed our verification process, and funds must be paid into our account before we process any transaction.
Live Rates

Today's USDT Rates

One spread for every method: −2% when we buy your USDT and +2% when we sell USDT to you. All USD rates (bank and cash) are indicative and conform to Bank of Zambia forex directives.

Method
You sell USDT
we buy · −2%
You buy USDT
we sell · +2%
Bank Transfer & Mobile Money
ZMW · Airtel / MTN / Zamtel · ±2%
SELL —
BUY —
Cash (ZMW)
±2% · paid into our account first
SELL —
BUY —
USD Bank Transfer Indicative
±2% · to USD or local currency bank accounts (subject to T&Cs regarding the Bank of Zambia foreign currency directive)
SELL —
BUY —
USD Cash Indicative
±2% · foreign nationals · per Bank of Zambia forex directives
SELL —
BUY —
Process

From Order to Settlement

1

Place Your Order

Use the calculator above or message us directly on WhatsApp with your amount and country.

2

We Confirm the Rate

We lock in your rate and send payment instructions within minutes during trading hours.

3

Payment is Made

Verified clients only. Funds must be paid into our account — by bank transfer, mobile money or cash — before we can process. We confirm receipt first.

4

We Transfer Your Funds

Once your payment is confirmed, we process your USDT or fiat transfer the same business day if received before 14:00 CAT — or the next business day for payments confirmed after that. Trading hours are 09:00–15:30 CAT, Monday to Friday.

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How we operate We buy and sell USDT only — in conformity with Zambian law and Bank of Zambia regulations. All accounts used to transact with us must be registered in the name of the verified client. We do not facilitate third-party payments, hold client funds, or participate in any investment, yield, or interest-generating platform. Read our full policy →
Where You Can Trade

Three Ways to Trade With Us

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WhatsApp Desk

Message us directly for a personal trading experience — ideal for first-time clients or larger orders.

Chat on WhatsApp
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Web Calculator

Use our online calculator for instant rate quotes and self-service order placement, 24/7.

Use Calculator
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OTC Desk

For high-volume trades and corporate procurement, our OTC desk offers negotiated rates and dedicated support.

Contact OTC Desk
Why blockchain.co.zm

A Simple, Trusted USDT Exchange

We buy and sell USDT — straightforwardly, with clear rates and same-day settlement. In Zambia you can buy or sell. In DRC, Zimbabwe, and Malawi we help clients who hold USDT get local payment made.

  • ✓Registered Virtual Asset Service Provider in Zambia
  • ✓Same-day settlement for payments confirmed before 14:00 CAT
  • ✓Bank, mobile money and cash all at 2% in Zambia
  • ✓We can transfer USD to USD or local currency bank accounts (subject to T&Cs regarding the Bank of Zambia foreign currency directive)
  • ✓USD, EUR, GBP and ZAR settlement available for DRC, Zimbabwe and Malawi clients
  • ✓Direct WhatsApp support — a real person, not a bot
Trading Hours

Monday–Friday
09:00–15:30 CAT

Payments confirmed before 14:00 CAT (Mon–Fri) are processed the same business day. Payments confirmed after 14:00 CAT or outside trading hours are settled the next business day. Trading hours are 09:00–15:30 CAT, Monday to Friday.

Compliance & KYC

What You Need to Trade With Us

Under Zambian law, we must verify your identity before any trade. Here is what that means in plain language.

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Regulated by the Bank of Zambia — Gazette Notice No. 1439 of 2026

Warpspeed Technology Limited is a Virtual Asset Service Provider (VASP) operating under the Bank of Zambia Directives on Virtual Assets 2026 (Gazette Notice No. 1439, gazetted 18 September 2026). We are currently in the 12-month transitional period (Directive 52) and have applied to the Bank of Zambia for a VASP licence. During this period we are permitted to operate and are required to apply full KYC, AML, and transaction monitoring obligations to every client and every transaction.

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What is KYC and why it applies to you

KYC stands for Know Your Customer. Before we can trade with you, we are legally required to confirm who you are. It is a one-time process — once verified, you can trade with us at any time without repeating it.

KYC and AML (Anti-Money Laundering) checks protect you from fraud, protect our business, and ensure all transactions are legitimate. Without it, we would be in breach of Zambian law and could not operate at all.

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Accepted ID Documents (Directive 31)

One government-issued photo ID is required. Clear photo or scan, front and back.

  • ✓National Registration Card (NRC)
  • ✓Valid Passport
  • ✓Driver's Licence
  • ✓Refugee Identity Document
  • ✓Any other Bank of Zambia-approved ID
Our Fees & Charges (Directive 39)

Before every transaction we show you the exact rate and total cost. Our spread is 2% for every method — bank transfer, mobile money and cash — added to the mid-rate when you buy, deducted when you sell. All USD quotes, bank and cash, are indicative and confirmed before you trade, in conformity with Bank of Zambia foreign-exchange directives. No hidden fees. The quote you agree to is the rate you trade on.

Complaints & Disputes (Directive 33)

If you have a complaint, contact us first at mulos@blockchain.co.zm or WhatsApp +260 974 367 364. We will acknowledge within 2 business days and resolve within 14 days. Unresolved complaints may be escalated to the Bank of Zambia.

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